I'm so glad reading this and not being the only person worrying about money. As far as I can tell I'll need to work full time as well as studying part time, which is just going to be horrible, but I'm being very sensible and not banking on getting a library job. In fact, I'm assuming I'll have a minimum wage job next year, which is depressing.
It's really interesting seeing what people in other libraries are doing, I'm at a very specialist library, the National Art library, and so far most of our trips have been pretty art related, we went to the RA and have a trip to the Courtald coming up. I think I may have to investigate the possibility of a less arty library trip.